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Car Insurance For Students and Young Drivers

Published Wednesday, September 3, 2008 by bloggerblognet83460 | E-mail this post

What a young driver pays for car insurance can be affected by several factors, including life events such as going to college. Here are some things to consider if you are trying to lower your auto insurance costs.

If you are a young driver headed off to college, or you are a parent with a college-bound child, a change in driving habits could change how much you pay for car insurance. For example, college students may be driving less -- or driving more -- which can directly affect your premiums.

Also, students with good grades often qualify for a money-saving "Good Student" discount.

If you are a parent of a student who is listed on your current policy, talk to your insurance agent or company about the change to see how it affects your premium. Now is probably a good time to also compare what you are currently paying with a couple of other quotes.

If you are the student and you need to get your own policy, it's highly recommended to do some comparison quote shopping. This is because car insurance rates vary from one company to the next. Some companies may be more focused on providing coverage to younger drivers, and thus be more competitive.

Quote shopping doesn't take long and could save you hundreds. Going online is one of the more convenient ways to quickly get several quotes (The Insurance Information Institute recommends getting at least three for an accurate comparison).

To get an apples-to-apples comparison, make sure you provide the same information to each company about the miles you'll be driving, and the coverages and deductibles you'll need. Because of this, many people like to use an insurance comparison site that only requires you to complete one quote request form to get several quotes back from different companies.

With all the expenses that come with college, you might want to consider increasing your deductibles as this can lower your premium quite a lot. Of course, you want to make sure that you'll be able to come up with the deductible in the event you need to make a claim.

Young driver car insurance quotes.

Justin Scott is a writer and recommends the comparison site LowerYourInsurance.com for up to 5 free auto insurance quotes, plus more information about saving on car insurance. The site also includes a car insurance comparison worksheet.

Blogger BlogNet27284

Car Insurance For Students and Young Drivers

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